Log-In / Registration
= Members' Area
Protecting You/Your Business
Professional Indemnity
Credit Assurance
Financial Planning
Legal Services
IR35 Sample Contract
Contract Reviews
Legal Helpline
Business Services
Credit Checks
Company Formations/Admin
Tax Helpline
Discussion Board
Useful Links
Contact the CCBA:
Tel: 01442 347850
Fax: 01442 347801


Contractors Professional Indemnity Scheme

Contractors Professional Package

Why you need this package

  • You carry a responsibility under law to your clients
  • Your clients have recourse under law against you for financial loss
  • Your contract with an agency will not provide insurance for
    your legal liabilities - this is your responsibility
  • Clients are increasingly asking to see proof of professional
    indemnity cover before awarding you with their contract
  • Clients are becoming more litigious
  • Liability insurance is one indication of self-employment
  • As a limited company employing yourself or any other person,
    it is a legal requirement that you have Employers' Liability
    Insurance. IR35 will make this even more important
  • You owe a duty of care and legal liability to the client for any
    injury or damage caused by you at their premises. This can be
    covered with Public Liability Insurance

What we can do for you
Protect you for claims made against you for financial compensation (Professional Indemnity cover) including:

  • Negligence or breach of implied or express contractual
    duty to use reasonable care and skill
  • Unintentional breach of written contract with a client
  • Infringement of intellectual property rights
  • Defamation

  • Worldwide cover available
  • Interest free monthly direct debit for easy payment
  • Protection against claims resulting from your website (at extra cost)
  • Cover for website damage (at extra cost)
  • Employers' Liability insurance cover (at extra cost)
    Limit of Indemnity 10 million
  • Public Liability insurance cover (at extra cost)
    Limit of Indemnity 1 million


All policies are written on a continuous basis. This means that once the cover is in place, there is no need for annoying annual proposal forms, the cover just carries on for as long as you need it, so long as the direct debit continues to be met.

We can improve the cover during the course of the year as developments become available, rather than waiting for the renewal date.

Application Form




Insure Your Loan Payments


Melwoods Chartered Certified Accountants


10-12 Lawn Lane, Hemel Hempstead, Herts HP3 9HH
Tel 01442 347850; Fax 01442 347801

Queries regarding this page should be directed to CCBA:

Terms and Conditions for this Website




Business Services Legal Services Financial Planning Protecting You and Your Business Computer Contractors Benefit Association Resources